Introduces the basics: how thieves harvest personal data (name, SSN, credit‑card details) and the long‑term damage they can inflict—from ruined credit scores to fraudulent loans in your name.
Breaks down the most prevalent schemes—phishing emails/DMs, data breaches, public‑Wi‑Fi traps, social‑media oversharing, weak passwords, fake job offers, and counterfeit websites—so you can spot each before it costs you.
Outlines a clear remediation plan: changing passwords, enabling 2FA, notifying banks and platforms, freezing credit, disputing fraud with bureaus, and reporting to authorities and fraud hotlines.
Locks in proactive habits: crafting long, unique passphrases; using password managers; turning on authenticator‑based 2FA; tightening social‑media privacy; employing VPNs on public Wi‑Fi; and routinely reviewing statements and credit reports.